Consolidating medical school loans


When you're considering refinancing student loans or student loan consolidation, you need to compare interest rates before you consolidate federal student loans.Like any debt, student loans can influence your credit and your future decisions.

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Among the most common are Citibank student loans and the Sallie Mae Signature student loans.

These lenders are basically providing unsecured (or in some cases secured) loans to you as a student, and will most often charge higher interest rates than their federal counterparts.

I find it completely unfair that I can get a mortgage for less than the rate of inflation, and dump it in the case of bankruptcy, but you can’t get student loans from the government for twice that AND they can’t be discharged in bankruptcy.

Thankfully, Congress and the President have provided a little bit of relief with a bill this summer that tied interest rates to treasury rates.

Borrower must meet lender's credit and income requirements. Requires continued enrollment of automatic payments. If the automatic payment is cancelled at any time after enrollment, the rate reduction will discontinue until automatic payment is reinstated.

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