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Summer has traditionally been a time to relax and catch up on your reading.

But it's also a time when you may have a little space in your day (and your head) to actually do some serious thinking about your life and your future.

If you take too little from savings, you’re depriving yourself of some of the comforts that you worked for.

If you take too much, you’ll go broke.” “How to Make Your Money Last” focuses not on investing but explains in easy language the steps you can take to stretch your money once you’re in retirement, as you move from the role of earner to the new status of “engaged and interested citizen, retired.” Why you should read it: .) By Robert C.

If you're like many younger (or even older) Americans, you don't have one.